Ownership of the site
The material on this site may only be reproduced or re-used for internal, non-commercial purposes, unless such material is only available to users who have purchased a service from us, in which case the material may only be used as provided for by the terms of business under which that service was purchased. This means you may download, view, copy and print pages from this website, but only for your own personal use subject to your agreement not to:
Republish material from this website.
Sell, rent or sub-license material from this website.
Reproduce, or otherwise exploit material from this website for a commercial purpose.
Redistribute material from this website except for content specifically and expressly made available for redistribution.
Not to modify material from this website such as by defacing or removing our copyright notice from print outs.
This site contains useful information using our opinions and ideas. While we try to ensure that the information on this site is correct, we do not warrant its completeness or accuracy. The material on this site is intended for information purposes, and does not constitute advice for the matters it discusses. Therefore, please do not use this site unless you agree that any action you take in reliance on the information here given is entirely at your own risk. We expressly disclaim any and all warranties, express or implied as to the accuracy or reliability of any information obtained from the website or its contents, and you agree to use the website and its contents at your own risk.
In particular, we cannot guarantee that documents or files downloaded from this website will be free from viruses or malware and do not accept any responsibility for damage or loss caused by any such virus or malware. For your own protection you must use virus checking software when using this website, and we ask that you virus check any document or file which you intend to post or provide to us via this website.
You may create a link to our website subject to any such link not being misleading, such as implying that the material is yours. Your link text should make it clear you are linking to our material and where possible should include the name of our business. You must not frame the content of this website or in any way imply that we endorse your website. You agree to delete any links to our website that are within your control, should we request you to do so.
If you decide to access any third party websites linked to by this site, you do so entirely at your own risk. We provide these links merely as a convenience and their inclusion does not imply that we endorse or accept any responsibility for the content or use of such websites.
Any dispute arising between you and us in relation to this website shall be governed by USA law and you submit to the exclusive jurisdiction of the Richmond, Virginia courts for the purposes of any such dispute.
Last updated October 4, 2018.